Living in Indonesia

Rent, health cover and ways to get residency for a foreign retiree in Indonesia, checked 2026-09-26.

Rent for a one-bedroom flat

City	Centre	Outside centre
Bali	IDR 17,534,339	IDR 10,628,443
Jakarta	IDR 6,532,857	IDR 3,524,000

Villas in Canggu and Ubud are often rented yearly and paid up front.

Foreigners mostly use private hospitals and international insurance that includes evacuation.

Second home visa (Anyone): IDR 2 billion (about US$130,000) kept in an Indonesian state bank, or a US$1M property. Five or ten years.
Remote worker visa (E33G) (Remote workers): US$60,000 a year from a foreign employer. One year, renewable once.

Residents (183+ days in 12 months) are taxed on worldwide income; foreign capital gains are added to other income.
Skilled foreign workers can be taxed on Indonesian income only for their first four years. Retirees and second-home visa holders do not qualify.
BPJS social security contributions are not modeled.